Find a place to live

The Council works with Platform Housing Group, other registered social landlords and the private sector to provide a stock of houses that meet the needs of our community.

Home-Options is the Choice Based Lettings scheme for the Derbyshire Dales. It is the way to apply for social housing in the district.

Social landlords advertise their empty properties on the Home Options website. You can then search for an empty property that meets your needs, in a place where you want to live.

Home-Options is the Choice Based Lettings scheme for the Derbyshire Dales. It is the way to apply for social housing in the district.

Social landlords advertise their empty properties on the Home Options website. You can then search for an empty property that meets your needs, in a place where you want to live.

How do I apply?

You can apply using the online application form. Once you have applied, please make a note of your application number. Please make sure you send us any document we have requested, otherwise we will not be able to process your application. You can find out more information about applying on the Home-Options website.

If you don't have access to the internet at home, you can use the computers at the town hall in Matlock or at your local library. If you cannot use a computer or struggle to fill in forms, please contact us for further advice.

Derbyshire Dales District Council is required by law to protect the public funds it administers. We may share information provided to us with other bodies responsible for auditing or administering public funds, in order to prevent and detect fraud. Please see the Sharing Information page for more information.

What happens next?

When we have all the information we need from you, we will write to you to let you know your application is 'live'. You can then place a 'bid' on a property (this means you have expressed your interest in it. You do not use money to 'bid'). At the end of the bidding cycle, the property is normally offered to the person who has bid on it who is in the highest priority band, or who has been in that band for the longest time if there is more than one person.

Please note that you have to be active and bid for any property you wish to live in. You will not be offered any property unless you place a bid for it.

Do I have to use the internet to use Home-Options?

No. You can visit our offices at the Town Hall, Matlock or contact the Home-Options team who can help you with an application or with bidding.  If you need any assistance to use Home Options, please do not hesitate to contact us. We can also provide information in other formats or other languages to help you to access the scheme.

Other options

Please note that Home-Options does not mean there are any more properties available. There are still many more people in need of housing than there are vacant properties, and some properties receive over a hundred bids.

If you are in a low priority band, and you find that you are consistently being placed low on long shortlists, this means you are likely to have a long wait for social housing. You may wish to consider other options, such as private rented housing. Existing social housing tenants are also advised to consider a mutual exchange and to register with Exchange Locata. The Home-Options team can give you advice on this.

The Derbyshire Dales is an area with high average property prices and, like most parts of the United Kingdom, prices have risen faster than average incomes in recent years. This means that many people struggle to buy a home suitable for their family.

You may be surprised to know that there are options for buying a home at an affordable price within Derbyshire Dales.

Help to Buy - Shared Ownership

If you can’t quite afford a mortgage on 100% of a home, shared ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) and pay a subsidised rent on the remaining share.

Sandra Wright, Sales Negotiator for NCHA Sales explains more: “The flexibility of shared ownership means that it works for a really wide range of people, from first time buyers through to downsizers. It allows buyers to get a house that suits them, in areas that might otherwise be out of their reach”.

A number of housing schemes, which have a range of shared ownership properties, are in the pipeline across the Derbyshire Dales.

Who can buy through shared ownership? 

You can buy a home through shared ownership if:

  • your household earns less than £80,000 a year, and;
  • you are a first-time buyer, you used to own a home but can’t afford to buy one now, or you are an existing shared owner looking to move

How does shared ownership work? 

  • You purchase a share of the property, between 25-75%, with a mortgage or lump sum, depending on what you can afford.
  • You pay a subsidised rent on the share you don’t own.
  • There is no obligation to increase your share, and you can sell your share and leave the property at any time.
  • Shared ownership properties are always leasehold.
  • On housing schemes outside of the Peak District National Park, you can increase your share up to 100% at any time. If you own more than 80% and wish to sell, the housing association will buy the property back from you.
  • Within the Peak Park and on rural sites, lease restrictions may apply including an 80% purchase limit and requirements for a local connection to the parish/area. These measures ensure that the homes remain affordable for local people.

How much will it cost?

Below is an example cost of a recent scheme which completed in Wirksworth:

If a mortgage is required, you will need a minimum deposit of 5% (based on the share, not the 100% value).

2 bedroomed house for sale valued at £155,000. The following example costs are based on a 25% share of £38,750:

 Minimum deposit required is 5%  £1,938
 Mortgage required £36,812
 Monthly mortgage payments £194.31*
 Monthly rent £266.41
 Monthly service charge £37.00**
 Total monthly cost £497.72


*Based on a 25 year repayment mortgage with an interest rate of 4%. This is an example only, actual costs may vary. Calculate your mortgage payments here.

 **Service charge covers items such as gardening of communal areas, road maintenance and street lighting.

 

How to apply for shared ownership

Step 1:

Check with the housing association first to see what they have available and if you can reserve a property (contact details below).

New shared ownership properties and resales across the District are also advertised through local estate agents and Rightmove.

  • Nottingham Community Housing Association (NCHA) Homes for sales are advertised on their website or contact their sales team on 0845 650 1204 or via email homeownership@ncha.org.uk
  • Platform Housing Group Homes for sale are advertised on their website or contact their sales team on 0333 200 7304 
  • Peak District Rural Housing Association (PDRHA) Homes for sale are advertised on their website or contact them on 0300 1234 009 or email enquiries@midlandsrural.org.uk

 

Step 2:

Apply on line at Help to Buy Midlands and London, who are the regional agent for shared ownership. Help to Buy Midlands and London will assess your affordability and the housing association will make an offer based on the amount you can afford.

Further information on the shared ownership scheme is available here

 

There are also other Help to Buy government schemes available which help make buying a home more affordable 

Help to Buy - Equity Loan

Help to Buy - Equity Loan allows you to purchase a new property with a deposit of 5%. You then take an equity loan from the government (up to 20%) and a mortgage for the remainder of the value (at least 75%).  Unlike the mortgage, the equity loans are interest-free for five years, and are only repaid when you sell your property.

Lifetime ISA

The Lifetime ISA was launched on 6 April 2017 to help young people save flexibly for the long term towards a first home and retirement at the same time. Adults under age 40 will be able to open and save up to £4,000 each year into a Lifetime ISA and receive a 25% government bonus paid monthly.

Individuals will be able to contribute to their Lifetime ISA and receive an annual government bonus on their contributions up to the age of 50. Savings invested in a Lifetime ISA can be withdrawn after age 60, or at an earlier age if they are being used to buy an individual’s first home worth up to £450,000 in the UK. More information can be found here.

1.  Advice about homelessness

2.  The Homelessness Reduction Act

3.  Contact Us

 

1.  Advice About Homelessness

 

We offer support and help whether you're homeless or worried about becoming homeless.

From 3 April 2018 the Homelessness Reduction Act 2017 came into force. The act puts a legal duty on councils to offer more support to a wider range of people who are homeless or threatened with homelessness - and to intervene earlier.

 

Preventing homelessness

If you're homeless or threatened with homelessness, we can help. We'll always try to prevent you from becoming homeless in the first instance.

There are lots of services to help you to stay in your current home, including help with financial difficulties, tenancy matters or relationship breakdown.

If staying in your current home isn't an option, we can help you look for a new home or other alternatives.

We also offer services to help if you're experiencing domestic abuse.

You can search online for more information about organisations and services relating to housing problems and homelessness.

In this section, you also find a number of pages and downloadable guides on homelessness if you are in a particular situation, such as:

 
Domestic Abuse
Ex-Armed Forces
Leaving Prison
Leaving Hospital
Mental Health Problems
Young People/Care Leavers

 

Advice from other agencies

If you are worried about paying your rent or mortgage, Shelter, Direct Help and Advice, and the Derbyshire Law Centre can all provide advice to help prevent problems getting out of hand.

You can contact Shelter on:

You can contact Direct Help and Advice (DHA):

You can also contact Derbyshire Law Centre:

 

2. The Homelessness Reduction Act

 

Changes in how we can help people who are at risk of homelessness

From 3 April 2018, the Homelessness Reduction Act 2017 came into force. The act puts a legal duty on councils to offer more support to a wider range of people who are homeless or threatened with homelessness - and to help earlier.

So how does the new Act help? What does it mean for the people of Derbyshire Dales who are homeless or at risk of homelessness?

The Act has required a fundamental change to the way the council delivers its homeless support and advice services.

From 3 April, new legal duties mean the council must:

  • provide advice and carry out prevention work, so that where possible, people can be supported to remain in their current home;
  • offer everyone who is homeless or at risk of homelessness access to meaningful help, irrespective of their priority need status, as long as they are eligible for assistance; and,
  • carry out prevention and relief work for anyone threatened with homelessness within 56 days (up from 28 days previously)

Helpful guidance explaining these changes can be found in fact sheets produced by the Government and in further detail in the code of guidance which sets out what Local Authorities, like Derbyshire Dales, must follow to deliver the required homelessness services.

Fact sheet hyperlink -

https://www.gov.uk/government/publications/homelessness-reduction-bill-policy-factsheets

Code of guidance hyperlink –

https://www.gov.uk/guidance/homelessness-code-of-guidance-for-local-authorities

 


3. Contact us     

 

During office hours

You can email homelessness@derbyshiredales.gov.uk or call 01629 761311.

Our office hours are Monday to Friday 9.00am to 5.00pm.

In person

Please contact us before coming to the office so we can make an appointment for you or provide advice over the phone. If you have nowhere to go tonight and are unable to reach us by email or phone, please come to the office:

Derbyshire Dales District Council

Town Hall

Bank Road

Matlock

DE4 3NN

 

Out of hours

If you are homeless owing to an emergency situation outside of office hours or at the weekend, please call Derbyshire County Council for advice and assistance - telephone 01629 532600.

All applicants regardless of their situation will need to fill out the Housing Assistance Referral Form, and we advise that you do this as soon as you become in any kind of housing difficulty.  It will give us basic information about your housing circumstances and enable us to give you the best advice.

To complete the form, please go to:

https://hpa2.org/refer/DDDC

 

The Duty to Refer

The duty to refer requires public authorities in England to notify a local housing authority, such as Derbyshire Dales District Council, of service users they think may be homeless or at risk of becoming homeless. Charitable and voluntary groups are also welcome to refer such cases to us.

Please complete the online form below to notify us of such cases, so we can provide the appropriate support to the household.

If you wish to refer someone to us, you must get their permission first. You can use the referral form here: https://hpa2.org/refer/DDDC

 

Reporting rough sleepers and beggars

If you've seen someone sleeping rough, we can help. We work with the homelessness charity Streetlink to meet with rough-sleepers, carry out assessments and provide support.

We look at options to reconnect people to their own area or to support them to find accommodation, usually in the private rented sector. There are some categories of rough sleepers we cannot assist due to immigration restrictions. In these cases, we'll try to reconnect them with their country of origin.

 

What you can do

If you spot a rough-sleeper in your local area or have concerns about people sleeping rough or using the streets, contact Streetlink. You can find out more on their website https://www.streetlink.org.uk.

 


 

Private renting offers you greater freedom to find the type of accommodation you require in the area you wish to live. 

Private landlords offer a wide range of accommodation, often in areas that councils and housing associations cannot.  They tend to offer properties on six monthly tenancies, which can be renewed if they are happy with the way you have managed your tenancy.  You don't have the same security of tenure, but the shorter tenancies and higher mobility works well for people who need to move frequently.  Rents can be higher than in social housing so if you need help with your rent, check out the Local Housing Allowance before you commit to a tenancy.

We work with private landlords that are committed to offering good quality accommodation and these properties will be advertised on our Home-Options website.

Further information on renting a home in the private sector is also available on the Home Options website.

Housing needs surveys are undertaken to establish if there is an affordable housing need in a parish and the type and mix of homes required. Recent housing need surveys carried out by the District Council's Rural Housing Enabler are below.

Current surveys

Eyam

Over Haddon

Survey results

 

Parish Documents
Tideswell (April 2017) PDF [2.44MB]
Tideswell (2011) PDF [78KB]
Winster (2012) PDF [54KB]
Hathersage (May 2016) PDF [1.4MB]
Taddington, Chelmorton, Flagg, Blackwell in the Peak, Brushfield & Sheldon (March 2016) PDF [1.49MB]
Brassington (March 2016) PDF [83KB]
Bakewell (July 2015) PDF [901KB]
Bonsall PDF [0.03MB]
Bradwell PDF [0.2MB]
Hartington PDF [0.1MB]
Hulland Ward PDF [0.03MB]
Litton PDF [0.02MB]
Middleton by Wirksworth (December 2016) PDF [601KB]

We have a programme of delivering new affordable homes for local people both through commissioning housing associations and from private developer contributions on larger sites.

The document below shows the new affordable homes due to complete this financial year (2018/9) and how to apply.

 

Affordable Housing Schemes 2018/9

 

 

 

We have funding available to help local communities deliver Community Led Housing

We have successfully secured £383,509 for 'Community Led Housing' in Derbyshire Dales.

Community Led Housing is housing provided for the benefit of the local community. Properties will generally be affordable rent, low cost home ownership or shared ownership. These properties must be affordable and can be owned by the community or a Housing Association.

Our Rural Housing Enabler can provide advice, guidance and assistance to the community to bring forward Community Led Housing Schemes.

We can help provide funding towards start-up costs involved with setting up a Community Led Scheme and we can also provide grants or loans towards the cost of the development.

 

Register your interest

If you think Community Led Housing is needed in your area, register your interest in Community Led Housing by completing and returning the form below.

Download the Register of Interest Form here.

 

How do I apply?

To apply for a grant, complete and return the form below. Please be sure to use the information and guidance document which is also available below.

Download Community Housing Fund Application Form here.

Download Community Housing Fund Guidance for Application Form here.

 

Community-led Homes

For training, funding and practical support to community led housing groups please also see the new Community Led Homes website . https://www.communityledhomes.org.uk/

Three new grants have been announced (at February 2019) as follows and further information is available on their website.

1.  Community-led Homes Start-up Support Programme: up to £10,000 revenue funding is available for early stage voluntary and community organisations exploring community-led housing. Al funding must be committed by March 2020. 

2.  Community-led homes – becoming a Registered Provider / Investment Partner: aims to help community-led organisations progressing community-led projects to gain the support and funding they require to become a Registered Provider (RP) with the Regulator of Social Housing and/or an Investment Partner (IP) with Homes England. Up to £10,000 is available with applications accepted until mid-February 2020 or until all funding is committed, whichever is the sooner.

3.  Homes in Community Hands Programme: operated by Power to Change, this programme will award grants averaging £50,000 to community led housing projects that will create schemes that deliver a majority of permanently affordable homes for rent or sale to locally connected people. These can be either as new build housing or by refurbishing empty properties. Funds will be largely focussed in Leeds City Region, Liverpool City Region, Tees Valley City Region, the West of England and the West Midlands.  Funds will also be available to genuinely innovative community led housing projects anywhere in England. Funding must be committed by December 2021.

 

Local people with a connection to Eyam are being urged to take part in an online survey to have their say on housing issues.
Local people with a connection to Eyam are being urged to take part in an online survey to have their say on housing issues.

For many people buying a home in the Peak District can be a real challenge and local shops and services, which help to keep our communities sustainable and vibrant, are put under pressure as the population changes. 

The District Council’s corporate priorities are to enable new homes for local people and support the local economy. We can deliver on these priorities by working in partnership with Eyam Parish Council.   

We have a strong track record of building small developments of sensitively planned homes within the Peak District National Park Authority. You can see recent examples in Eyam itself, as well as in Youlgrave, Stoney Middleton, Elton, Calver and Bakewell which are all occupied by people with a strong local connection to those villages and towns.  Peak District Rural Housing Association is also on site with four homes for local people in Taddington and a further four at Winster - both due to complete in 2020. Platform Housing Limited is also on site with 30 affordable homes for local people in Bakewell, opposite Lady Manners School. 

The District Council is concerned that there is a growing need to build affordable homes for local people in Eyam. However, before any options are considered, we need the community to help us identify what the housing need is. We’re calling on local residents to tell us about their housing issues through this survey form.  

We are particularly keen to hear from young people interested in setting up a home for the first time, families needing a bigger home, people struggling in high cost rented homes and older people who may have a need to downsize. 

Please fill out our online survey to establish a need or call Isabel Cogings, the District Council’s Rural Housing Enabler, on 01629 761256.   

The deadline for completing the survey is Monday 24 February 2020. 

Thank you very much for taking the time to respond.  

Isabel Cogings
Rural Housing Enabler
Derbyshire Dales District Council
Email: Isabel.Cogings@derbyshiredales.gov.uk
Direct line: 01629 761256

Local people with a connection to Over Haddon are being urged to take part in an online survey to have their say on housing issues.
Local people with a connection to Over Haddon are being urged to take part in an online survey to have their say on housing issues.

Your community… your housing! 

Look out for a postcard, promoting a housing need survey in Over Haddon, which will be dropped through your door this month.

For many people buying a home in the Peak District can be a real challenge and local shops and services, which help to keep our communities sustainable and vibrant, are put under pressure as the population changes. 

The District Council’s corporate priorities are to enable new homes for local people and support the local economy. We can deliver on these priorities by working in partnership with Over Haddon Parish Council.   

We have a strong track record of building small developments of sensitively planned homes within the Peak District National Park Authority. You can see recent examples in Over Haddon itself, as well as in Youlgrave, Stoney Middleton, Elton and Calver which are all occupied by people with a strong local connection to those villages and towns.   

We're asking local residents to tell us about their housing issues through an online survey.  We are particularly keen to hear from young people interested in setting up a home for the first time, families needing a bigger home, people struggling in high cost rented homes and older people who may have a need to downsize. 

The deadline for completing the survey is Monday 2 March.

If you have any queries, please call Isabel Cogings, the District Council’s Rural Housing Enabler, on 01629 761256 or email Isabel.Cogings@derbyshiredales.gov.uk